BUY-TO-LET

With the recent rise in property values buying residential property to let out as a landlord is becoming an increasingly popular investment choice.

There are two main factors that make buy-to-let an attractive proposition for many people.

Firstly, buying to let offers you the potential to borrow a large portion of the property value. If the value of the property increases you get to keep not only the growth of your original deposit, but of the property as a whole.

Secondly, a consistent flow of income from tenants could not only cover your mortgage repayments and other expenses, but also leave you with some extra income alongside your capital growth.

However, there are a number of risks you should take into consideration that could result in you losing your investment:

• property prices may fall;
• interest rates may rise;
• your money is tied up in the investment;
• the property will require maintenance;
• you may experience problems finding tenants, and mortgage payments will need to be maintained even when no tenants are living in the property.

Property is a long term investment and is by no means risk free. It is essential you seek professional advice before seriously considering buying to let.

Please note:

• Your home may be repossessed if you do not keep up repayments on your mortgage.
• The Financial Services Authority does not regulate some aspects of Buy to Let mortgages.

• Think carefully before securing other debts against your home.
• Your home may be repossessed if you do not keep up repayments on your mortgage.
• We charge a broker fee of 1% of the loan amount for arranging the mortgage, payable upon completion.
• The fee is subject to a minimum of £250 and a maximum of £400 - please click here for more information.
• We will also be paid commission from the lender.
• The guidance and/or advice contained within this website is subject to the UK regulatory regime.
• Products and services described on this site are intended primarily for customers in the UK.